Kaia · Payment Plan
Kaia at Dubai Islands — A construction-linked payment plan to a Q4 2028 handover
An accessible, construction-linked Amwaj plan designed for investors and end-users alike, with the balance due on handover.
Kaia at Dubai Islands is offered on an accessible, construction-linked payment plan: a down payment on reservation at sales launch — plus the 4% Dubai Land Department registration fee — followed by staged installments tied to construction milestones through to 2028, with the balance due on handover, targeted for Q4 2028. With 1-bedroom residences from AED 1.715M, this keeps the up-front commitment low while the project is built. The exact down-payment figure and full milestone-by-milestone schedule are shared with registered buyers — confirm them with the developer at the time of booking, as Amwaj periodically updates plan structures across releases.
| Stage | Milestone | Payment |
|---|---|---|
| 1 | On Reservation — Down payment on reservation at sales launch, plus the 4% DLD registration fee. Confirm the current down-payment figure with the developer at booking. | Booking |
| 2 | During Construction — Staged installments tied to construction milestones through to 2028. The full milestone schedule is shared with registered buyers. | Build |
| 3 | On Completion — Final balance due on handover, targeted for Q4 2028. | Handover |
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Estimate your payment schedule
Enter a price to see the indicative AED due at each Kaia milestone — booking, construction and handover — the 4% DLD registration fee, and whether the home qualifies for the 10-year UAE Golden Visa. Indicative only.
- On ReservationDown payment on booking (indicative 20%) —
- During ConstructionStaged installments to 2028 (indicative 60%) —
- On CompletionBalance on handover, Q4 2028 (indicative 20%) —
- DLD registration fee4% of price, on booking —
- Total payablePrice + 4% DLD fee —
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Figures are indicative estimates only. Kaia's exact down-payment figure and full milestone schedule are released to registered buyers and confirmed by Amwaj Development at the time of booking; the construction split shown is illustrative. The 4% DLD registration fee is payable to the Dubai Land Department on booking. Golden Visa eligibility (property valued at AED 2,000,000 or more) is processed by the Dubai Land Department on title-deed issuance.
Payment Plan
A construction-linked payment plan to a Q4 2028 handover
- 1 Booking On Reservation Down payment on reservation at sales launch, plus the 4% DLD registration fee. Confirm the current down-payment figure with the developer at booking.
- 2 Build During Construction Staged installments tied to construction milestones through to 2028. The full milestone schedule is shared with registered buyers.
- 3 Handover On Completion Final balance due on handover, targeted for Q4 2028.
Why invest
Beachfront fundamentals on Dubai Islands
Golden Visa
Kaia residences valued at AED 2 million or more qualify the buyer to apply for the UAE Golden Visa — a 10-year renewable residency for real estate investors, whose minimum property threshold is AED 2M. Larger residences and the 4-bedroom duplexes sit above that line. The core long-term demand driver is Dubai Islands itself: a government-backed waterfront master destination of five islands, beaches, marinas and resorts within 15 minutes of Dubai International Airport and Downtown — a scarce beachfront address on Dubai's historic Deira coastline.
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Get the brochure, floor plans & price list
Limited launch inventory at Kaia. Share your details and a Island A, Dubai Islands specialist will send the full brochure, floor plans and payment plan — and answer any question on WhatsApp.
- Full brochure & floor plans (PDF)
- Latest price list & availability
- construction-linked payment plan breakdown
- Golden Visa eligibility guidance
FAQ
Payment plan — quick answers
What is the Kaia payment plan?
Kaia is sold on a construction-linked payment plan: a down payment on reservation at sales launch, staged installments tied to construction milestones through to 2028, and the balance due on handover, targeted for Q4 2028. The full milestone-by-milestone schedule is shared with registered buyers.
What is the down payment for Kaia?
The down payment is made on reservation, together with the 4% Dubai Land Department registration fee. Amwaj confirms the exact down-payment figure at the time of booking, as plan structures are periodically updated across releases.
Is Kaia eligible for the UAE Golden Visa?
Kaia residences valued at AED 2,000,000 or more qualify the buyer to apply for the 10-year UAE Golden Visa. The entry 1-bedroom + study (from AED 1,715,000) sits just below that threshold, while larger 2 and 3-bedroom residences and the 4-bedroom duplexes cross the AED 2M line.
What is the DLD fee for Kaia?
The Dubai Land Department registration fee is 4% of the property price, payable on booking. On the entry price of AED 1,715,000 that is AED 68,600.